Michael Delgado, Mortgage Originator

Walden Savings Bank, established in 1872, is a state chartered mutual savings bank headquartered in Montgomery, N.Y. In addition to its headquarters, the bank maintains nearly 10 full-service branches in southeastern New York. The bank is a member of the Federal Home Loan Bank system, and its deposits are insured up to the regulatory maximums by the Bank Insurance Fund of the Federal Deposit Insurance Corporation. The bank s personal banking options include checking accounts, savings accounts, mortgage loans, consumer loans and club accounts. Its business banking options include business checking, commercial loans, business savings and merchant services. Lending diversification includes construction, multi-family, vacant land, commercial real estate, and consumer and commercial business loans. Walden Savings Bank has branch locations in Walden, Washingtonville, Montgomery, Cornwall-on-Hudson, Pine Bush, Gardiner, New Windsor, Montgomery and Milton, N.Y.

The best mortgage professional is someone who will listen, someone you can trust, and someone who refuses to treat you like a number. I am that someone, and I am determined to provide you with home financing strategies based on your unique financial objectives, time horizon, risk preferences, and tax considerations. My unique approach involves assessing your situation and creating a strategy designed to deliver the best mortgage product and available rate, whether youre purchasing or refinancing your primary residence, a second home or an investment property. With access to dozens of loan products and programs, I can secure the most competitive rates in the industry while keeping your fees as low as possible. Above all, I will use my knowledge and expertise to consult you on the mortgage solution that best fits your needs. I have been providing residential and commercial mortgage planning services since 1998. You can be confident that my experience and tenure in this industry will translate to a smooth, stress-free mortgage experience for you and your family. I currently reside in Washingtonville, NY, and try to take full advantage of what Orange County and the Hudson Valley have to offer. My girls and I feel blessed to live in this area. NMLS: 18637, Branch NMLS: 1790020