Garden State Financial Management

Established in 1986, Primerica Financial Services offers a variety of investment products and financial services. With headquarters in Duluth, Ga., the company initially focused on selling affordable life insurance plans to middle-income families. Since then, it has grown into one of the leading financial companies in the United States, with more than 100,000 licensed independent representatives. Primerica Financial Services and its affiliates are subsidiaries of the Citigroup, which is a multinational financial services company and has more than 200 million customers in over 100 countries. The group operates the well known Citibank, Banamex and CitiFinancial brands and has more than $1 trillion in assets. It pays an average of $2 million in death claim benefits every day. Primerica Financial Services offers term life insurance, mutual funds and variable annuities, as well as legal services to nearly 5 million customers. It employs more than 2,000 individuals and conducts business in the U.S., Canada, Puerto Rico and Spain.

Joseph Nowaczyk serves as a Private Client Relationship Manager at Citizens Private Client in Buffalo, NY, where he collaborates with a dedicated advisory team to provide comprehensive financial planning tailored to clients' unique circumstances. The collaborative process focuses on guiding clients through their financial journeys, ensuring that their plans evolve alongside their life changes. Citizens Private Client offers a range of services, including personalized financial advice from a team of professionals, access to exclusive rewards through CitizensPlus, and ongoing support to help clients achieve their financial goals. With a commitment to understanding the needs and aspirations of families, the firm emphasizes a holistic approach to wealth management and planning. Generated from the website

Evans Bank, based in Buffalo, NY, has been a dedicated member of the community for over a century, offering a range of financial services for personal, small business, commercial, and government clients. With a strong emphasis on fraud prevention and financial education, Evans Bank provides customizable workshops and resources to help customers protect themselves and achieve financial fitness, all while maintaining a commitment to community involvement and support. Generated from the website