FDM NY

Fire Districts of New York Mutual Insurance Company (FDM) is a premier provider of Volunteer Firefighters' Benefits Law (VFBL) and Workers' Compensation coverage, dedicated to insuring volunteer firefighters across New York State since 1978. As a mutual company owned by its policyholders, FDM prides itself on delivering responsive and professional claims processing to ensure injured personnel and their organizations stay informed throughout the claims process.

FDM offers comprehensive coverage for all active volunteer members of fire companies or departments, providing weekly cash payments and medical care in cases of injury sustained in the line of duty. In the unfortunate event of death resulting from such injuries, weekly cash payments are also available to surviving dependents, reflecting FDM's commitment to supporting those who serve their communities.

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