Fady K Shehadeh-Chase Home Lending Advisor

Scott proudly serves clients in the Ardsley, NY area. Scott has 25 years of experience as a Senior Home Lending Advisor and specializes in lending to self-employed clients, fixed-rate mortgages, vacation home financing, condo and co-op lending, first-time homebuyer programs, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Scott is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Scott can help you get a clear picture of what might work best for you. Scott will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Scott wants to ensure that you have a positive home lending experience.

With fluency in Portuguese and Spanish, Carlos proudly serves clients in the Yonkers, NY area. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Carlos is here to help you find the right mortgage to fit your needs. Starting with a review of your finances, Carlos can help you get a clear picture of what might work best for you. Carlos will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Carlos wants to ensure that you have a positive home lending experience.

Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.