Community Bank NA

Troy & Banks is a professional cost management and forensic auditing firm based in Buffalo, NY. Specializing in reducing utility and telecommunications expenses and recovering overcharges, the firm offers a range of services including forensic audits, rate analysis, negotiation, and procurement to a diverse national clientele. Setting itself apart with contingency-based auditing, Troy & Banks provides comprehensive reviews of current suppliers, future savings opportunities, and expert consulting services. With over 33 years of experience, their team of consultants has saved clients millions annually through detailed assessments and tariff analysis. Having reviewed over 1.6 million bills and reaching the milestone of $1 billion in savings and refunds, Troy & Banks continues to assist clients across various industries such as aviation, banking, insurance, and more in navigating the complex energy market and optimizing their utility and telecommunications costs. Generated from the website content

Located in Cheektowaga, N.Y., American Equity Services offers a wide range of mortgage services. The firm provides loans for residential, commercial and multifamily homes, various purchase and refinance options, home equity lines-of-credit, home equity fixed loans, second mortgages, debt consolidation and auto loans. American Equity also offers fixed and adjustable rate mortgages, balloon mortgages and loans for first-time homebuyers, reverse mortgages, jumbo loans and interest rate buydowns. It additionally provides investor loans, foreclosure services and rehabilitation loans. It is a member of the Better Business Bureau, National Association of Mortgage Brokers, National Association of Home Builders and Western New York Association of Mortgage Brokers.