Common Cents Financial Planning

Downing Financial Group, located in Williamsville, NY, specializes in providing comprehensive financial planning services tailored for retirees and pre-retirees aged 55 and above. Led by John Downing, a Certified Financial Planner, the firm emphasizes a holistic approach to wealth management, addressing all aspects of clients' financial lives from investment management to estate planning. With a focus on personalized strategies, Downing Financial Group aims to help clients preserve their wealth, optimize taxes, and protect their legacies. By acting as fiduciaries, they ensure that their clients' best interests are prioritized, offering transparency in fees and a commitment to tailored investment solutions that adapt to individual financial goals and market conditions. Generated from the website

CCCS of Rochester is a leading provider of credit counseling, financial education and debt repayment plans. We understand the need to have help from a debt management and reduction organization you can trust. Unlike many of our competitors, our debt counselors are required to be certified, and to maintain their certification. When you request our counseling services, you will be treated with the dignity and respect that everyone deserves. The most important part is that we listen to you and your concerns. We can help you understand all of the options for managing your finances. We provide the financial education and services that can simplify your life and set you on the road to financial success.

The Charles Schwab Corporation provides a full range of brokerage, banking and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (member SIPC), offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank (member FDIC and an Equal Housing Lender), provides deposit and lending services and products.