Chip Raines - State Farm Insurance Agent

Nationwide Insurance Agent Paul Toarmino is your local agent providing free quotes for auto insurance, car insurance, home insurance, life insurance, and health insurance.

I was born and raised in Rochester, NY. I love this city and the people who call it home. It’s very rewarding being a loyal Allstate agent within the community. I enjoy serving different customers with diverse backgrounds and desires. The customers personal insurance needs is what’s important to me while providing them with customized solutions.

Mercer Advisors is proud to help families in Upstate New York with all their wealth management needs. With a team of local CFP® professionals, we provide highly tailored guidance to individuals, families, and businesses. Deep experience with: Individuals nearing or in retirement, charitable giving strategies, tax and estate planning, and individuals who own land or forested acreage. Retirement planning expertise: Our team specializes in helping people at or near retirement devise strategies to maximize income while minimizing taxes. Complex estate and gift planning: With the uncertainty of estate tax rules, having a proactive estate and gifting plan is place is imperative.