Better Cover LLC

Barclay's Capital is the investment banking division of Barclays Bank, which offers a range of financial services. Barclays Capital provides a variety of investment solutions for corporate, government and institutional clients. Its solutions include bonds, commodities, credit products, and fund-linked and equity derivatives. The firm also offers electronic trading, equity origination and restructuring services. It is one of the leading credit traders in the United States. Barclays Capital also provides financial advisory, capital raising, financing and risk management services to various corporations. Additionally, it deals in securitization services. The firm s private equity provides a range of buyout and infrastructure capabilities.

Nomura Holding America, the Nomura subsidiary with seven offices in North and South America, has a twofold focus. It competes in markets where the company s expertise and synergies with Nomura s global network provide clear benefits to clients; and it operates local markets unique to the Americas where the company has developed a competitive advantage. Nomura is a global financial services group that offers a range of services for individual, institutional, corporate and government clients. The group provides a line of competitive products and value-added financial and advisory solutions through its global headquarters in Tokyo, more than 130 branches in Japan and an international network in 28 countries. The company s regional headquarters are located in Hong Kong, London and New York. Nomura s business activities include investment consultation and brokerage services for retail investors in Japan, and, on a global basis, brokerage services, securities underwriting, investment banking advisory services, merchant banking and asset management.