American Portfolios

L & M Financial Services is a reputable financial firm based in Rochester, NY, offering a wide range of services including retirement and pension planning, tax services, and investment advice. With a team of experienced financial advisors, they provide personalized solutions to help clients navigate the complexities of the financial world. As a Registered Representative with Securities America, Inc., Rick Gibson brings his extensive knowledge and expertise in 401(k) and government compliance issues to L & M Financial Services, enhancing the level of service they provide to their clients. With a focus on transparency and client satisfaction, L & M Financial Services is committed to helping individuals and corporations achieve their financial goals.Generated from the website

Heritage Financial Services, LLC is an independent wealth management and financial consulting firm based in Western New York, with a satellite location in Southwestern Florida. With a focus on multigenerational planning, they provide comprehensive planning services to individuals, families, charitable organizations, and businesses, helping them develop and achieve their long-term financial goals. With a track record dating back to 1968, Heritage Financial Services offers exceptional advice and a highly personalized experience for their clients. They specialize in retirement planning, accumulation planning, estate planning, education planning, risk management, and socially responsible investing, aiming to help clients maintain and enhance their lifestyle into the future.Generated from the website