Alternatives Federal Credit Union

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125 N Fulton St
Ithaca, NY 14850
Alternatives Federal Credit Union, located in Ithaca, N.Y., is a community development financial institution and one of the five corporations that make up the Alternatives Group. It offers a full range of banking services to the residents of Tompkins, Cayuga, Chemung, Cortland, Seneca, Schuyler and Tioga counties in New York. Its services for individuals include auto and personal loan rates, credit counseling, e-statements, home loans, savings accounts, Visa cards, ATM, deposit service, online banking, and student loans. Additionally, the credit union provides business loans, community partnership lending, and a variety of business programs. Alternatives Federal Credit Union also offers financial tips, free tax preparation services, individual development accounts and student credit unions.

Reviews

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2.017 reviews
Robert K.
8/23/2025

My experiences with Alternatives Federal Credit Union have largely been very positive. Shortly after filing Chapter 7 bankruptcy ten years ago, I applied to several banks and credit unions for an...

Jim W.
12/15/2024

WORST Bank in Ithaca!!!!! Their outside ATM is often Not Working. They frequently have only 1 drive through window open, and if you go inside you'll be waiting even longer. Their staff has an...

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New P.
8/24/2023

I'm a black male that went into Alternative to inquire about loan information. I have never felt so discrimination and belittled in all my life. As this white lady treated me like I was a BUM off...

Your B.
1/18/2024

I CLOSED Both of my accounts because their "Manager" was RUDE to me and refused to accept my rolled coin for deposit. I took my business elsewhere and I'm Glad I did.

Anthony H.
2/13/2024

I've been a customer at this bank over 6 years I have seen first hand how they say they are for the community and help people no matter what their situation. But instead they don't. When a "Valued...

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