Erik L.
12/16/2020
Really wanted to like Joe and had hope he could really help me with credit repair. Sold me into believing it was possible to remove ch 7 Bankruptcy as well as the negative acts. He got SOME Accra...
123 Credit Restoration
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(13)
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287 Genesee St Ste 115
Utica, NY 13501
123 Credit Restoration is a reputable credit repair company based in Utica, NY. With over a decade of experience, their team of experts, including a former bank attorney, is dedicated to helping individuals improve their credit scores by removing negative items from their credit reports and stopping creditors from legally collecting money owed.
As the only company in the country that offers both services under the Fair Credit Reporting Act and Fair Debt Collection Practices Act, 123 Credit Restoration ensures that their clients receive accurate credit reports and have the highest credit scores possible. With a focus on providing exceptional customer service and a 90-day money-back guarantee, they have become a trusted name in the industry.
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Reviews
1.513 reviewsEleanor T.
6/3/2024
Guys, please exercise caution when choosing whom to contact and entrust your money to for credit repair. This individual, Joe, is a complete fraud and scammer. I suspect he may be located...
Lawrence K.
5/30/2024
Joe who runs 123, stole $400 from me , couldn't fix what I paid for and when he couldn't he would not back his guarantee and refund my money. Now he won't answer my phone calls, text, or email,...
Jessica P.
8/31/2023
**UPDATE** So apparently Joe feels he needs to lie on his response to my review. I don't know any of his "employees"....last I knew, he worked on his own....he has not filed charges for...
Chloe L.
9/21/2023
I paid joe Hobica for his services and he never did anything to help me and a year later and still nothing and within that year I tried to contact him and no response after paying him so...
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