The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides access to thousands of surcharge-free ATMs across the U.S., ensuring cardholders can easily find an ATM nearby without incurring additional fees. Participating financial institutions allow users to perform various banking transactions, including withdrawals, deposits, and PIN changes, making it a convenient option for those traveling or residing in the country.

For Canadian Exchange cardholders, the network facilitates cash access through the Allpoint Network and Accel Debit Payments Network while traveling in the U.S. Users can also download the Exchange app, compatible with smartphones, iPads, and Apple Watches, to enhance their banking experience on the go.

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