The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides a convenient solution for accessing cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, users can easily find an ATM nearby to make withdrawals, deposits, and PIN changes.

Designed for both local residents and travelers, the Exchange Network allows Canadian cardholders to access their funds through the Allpoint Network or Accel Debit Payments Network while in the U.S. The network is supported by participating financial institutions, ensuring a seamless banking experience for its users.

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