The Exchange Network

The Exchange Network, based in Bayville, NJ, provides a convenient solution for debit cardholders to access their cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, users can easily find an ATM nearby and enjoy benefits such as free transactions, withdrawals, deposits, and PIN changes.

Travelers to the US, particularly Canadian EXCHANGE cardholders, can continue to use their debit cards through the Allpoint Network or Accel Debit Payments Network. The Exchange Network is operated by Ficanex Services Limited Partnership, ensuring a reliable and user-friendly experience for its members.

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