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Every business is unique.While working as an account executive with Oxford Health Plans, Vladimir St. Phard noticed a disturbing trend among brokers ; the tendency to deliver the same "cookie-cutter" benefits options regardless of clients' individual needs. In 1998, Vlad decided to do something about it ; he launched Customized Benefit Solutions, IncBased on the belief that each business is unique, CBSI offers companies benefit and human resources solutions to match their individual needs and business objectives. Through cost-effective, customized solutions, their team of customer-focused industry experts helps improve the value of benefits for both employers and employees by delivering a complete range of insurance, investment, and HR consulting services. Put simply, while other brokers give you rates, CBSI gives you results.Advocacy. In every interaction and transaction, we fight for our clients' best interests. We also provide education, giving clients the insight and understanding they need to make the most effective business decisions.Creativity. CBSI has access to multiple insurance companies, helping secure optimal benefits at an optimal price. With extensive knowledge and experience in employee benefits and HR administration, we provide outside-the-box solutions and unsurpassed service.Integrity. Integrity is evident in everything we do from how we treat our clients and each other to the way we conduct business with our network of partners.Customized Benefit Solutions, Inc, 125 Railroad Avenue, NJ 08520 Hightstown Suite 2 USAPhone 609.371.5823

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