Naca

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50 Park Pl Ste 1419
Newark, NJ 07102

NACA, based in Newark, NJ, is an organization dedicated to promoting equitable access to affordable homeownership opportunities. Through various programs and initiatives, NACA aims to address the racial wealth disparity gap by providing character-based lending services tailored to individual circumstances.

With a history spanning over three decades, NACA has assisted over 500,000 homeowners achieve their dream of owning a home without the burden of down payments, closing costs, or mortgage insurance. By offering below-market fixed-rate mortgages and financial assistance, NACA ensures that working individuals have the opportunity to build generational wealth through homeownership.

Committed to advocating for economic justice, NACA actively engages its members in the fight against corporate real estate investing, aiming to stabilize communities and empower underserved populations. Through events, podcasts, and advocacy efforts, NACA continues to set a new standard in mortgage lending, making affordable housing a reality for thousands of families across the United States.

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Reviews

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3.585 reviews
Photo of Raniris M.
Raniris M.
8/26/2025

I decided to try out NACA in May. NACA works closely with you to help achieve homeownership. The process is long and meticulous, but it offers an incredible opportunity that may not have seemed...

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Nedra H.
10/23/2025

Working with NACA has truly been a journey. I'm currently in the pre-qualification phase, and while the process can be tedious, my counselor, Ms Anne Rosemond, has been outstanding-professional,...

Michlyn E.
9/24/2025

Honest Review of NACA's Process As a real estate professional, I want to help my clients find the best programs available -- and NACA is known for helping buyers with great terms. Unfortunately,...

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Rosa R.
2/12/2025

Overall, a great organization. If you're looking to be a first-time homeowner, this is the only place you need to go. The program is extremely well thought out. It's designed to make you a...

Jonathan R.
10/11/2025

There was a time when I would have highly recommended them, but when my family needed support for our situation, we had to jump through hoops. When I asked for help, especially with a loan, they...

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