Moody's Investors Service Inc

Moody's Wall Street Analytics is a subsidiary of Moody's Corporation, which comprises two subsidiaries, Moody's Investors Service and Moody's KMV. The corporation, which reported revenues of more than $1.4 billion, employs approximately 2,500 people worldwide and maintains offices in 20 countries. Moody's Investors Service is among the world's most respected, widely utilized sources for credit ratings, research and risk analysis. In addition to its core ratings business, Moody's publishes market-leading credit opinions, deal research and commentary that reach more than 2,600 institutions and 16,500 subscribers around the globe. Moody's KMV is a leading provider of credit risk processing and credit risk management products for banks and investors in credit-sensitive assets. The firm serves more than 1,600 clients in 80 countries, including most of the world's largest financial institutions. Moody's publishes investor-oriented credit research, including in-depth research on major debt issuers, industry studies, special comments and credit opinion handbooks. The firm s customers include a wide range of corporate and governmental issuers of securities as well as institutional investors, depositors, creditors, investment banks, commercial banks and other financial intermediaries. Moody's Wall Street Analytics maintains a location in New York.

Fitch Ratings is a global rating agency that provides credit markets with independent and prospective opinions, research and data. With more than 50 office locations, the company covers capital markets in over 150 countries. Fitch Ratings, a part of the Fitch Group, serves investors, issuers and bankers. Its sister company, Fitch Solutions, acts as a distribution channel and provides data and analytics services. The Fitch Group is a majority-owned subsidiary of Fimalac, a Paris-based company. The parent company s subsidiary, Algorithmics, is one of the world s leading providers of enterprise risk management solutions.

The McGraw-Hill Companies, founded in 1888, is a leading analysis and information services provider that serves the global financial services, education and business information markets through leading brands, such as Standard & Poor's, McGraw-Hill Education, BusinessWeek and J.D. Power and Associates. Harold W. McGraw III has been the chief executive officer of McGraw-Hill for more than eight years. He has been with the company for 26 years. McGraw earned a bachelor s from Tufts University, and an MBA from the Wharton School, University of Pennsylvania.The corporation has headquarters in New York and more than 290 offices in 38 countries throughout the world. Its shares trade on the New York Stock Exchange under the symbol MHP.