James W Toth Chfc

Every business is unique.While working as an account executive with Oxford Health Plans, Vladimir St. Phard noticed a disturbing trend among brokers ; the tendency to deliver the same "cookie-cutter" benefits options regardless of clients' individual needs. In 1998, Vlad decided to do something about it ; he launched Customized Benefit Solutions, IncBased on the belief that each business is unique, CBSI offers companies benefit and human resources solutions to match their individual needs and business objectives. Through cost-effective, customized solutions, their team of customer-focused industry experts helps improve the value of benefits for both employers and employees by delivering a complete range of insurance, investment, and HR consulting services. Put simply, while other brokers give you rates, CBSI gives you results.Advocacy. In every interaction and transaction, we fight for our clients' best interests. We also provide education, giving clients the insight and understanding they need to make the most effective business decisions.Creativity. CBSI has access to multiple insurance companies, helping secure optimal benefits at an optimal price. With extensive knowledge and experience in employee benefits and HR administration, we provide outside-the-box solutions and unsurpassed service.Integrity. Integrity is evident in everything we do from how we treat our clients and each other to the way we conduct business with our network of partners.Customized Benefit Solutions, Inc, 125 Railroad Avenue, NJ 08520 Hightstown Suite 2 USAPhone 609.371.5823

R. D. Crowley Co is a reputable company based in Sayreville, New Jersey, specializing in a range of services. With a main office located at 4000 Bordentown Ave, Suite 14, they offer professional expertise and solutions to meet various needs. With a team of experienced individuals including Richard D. Crowley, Donald Pearson, and Michael Wehner, R. D. Crowley Co provides reliable assistance through their respective roles. Their dedication and expertise ensure that clients receive top-notch service and support.Generated from the website

UBS, through its integration of Credit Suisse, offers a comprehensive suite of wealth management, asset management, and investment banking services tailored for a diverse clientele that includes distinguished investors, families, and corporate institutions. The firm is committed to providing superior value through expert advice, execution, and a focus on sustainability and impact in the financial sector. With a keen understanding of global market trends and client needs, UBS delivers customized solutions and insights, ensuring that clients navigate the complexities of wealth management and investment opportunities with confidence. The firm emphasizes the importance of cybersecurity and client safety, actively alerting clients to potential fraud and promoting diligent communication practices. Generated from the website