Greg Carcaci at Guaranteed Rate (NMLS #2090672)

Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.

Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.

TAM Lending Bauer Group is a trusted mortgage broker based in Franklinville, New Jersey, dedicated to guiding clients through every step of their home financing journey. We specialize in a comprehensive range of mortgage products, including conventional loans, FHA loans, VA loans, and jumbo loans, tailored to meet the diverse needs of our clients. Whether you're looking to refinance an existing mortgage, purchase a new home, or invest in real estate, our team is committed to finding the optimal financing solutions for you. We take pride in supporting first-time homebuyers, offering educational resources and personalized guidance to make the homebuying process seamless and stress-free. At TAM Lending Bauer Group, your financial goals are our priority, and we strive to empower you with the knowledge and tools necessary to achieve them.