Fha-World.com

FHA-World.com is an online mortgage company based in Oakland, NJ, specializing in FHA loans for first-time home buyers. With a focus on providing accessible and affordable housing options, FHA-World.com offers a range of loan programs, including purchase, refinance, FHA after bankruptcy, foreclosure, and short sale. Their expert team helps borrowers navigate the FHA loan requirements, including credit score, debt-to-income ratio, and mortgage insurance, to ensure a smooth and successful home buying or refinancing process.

With the recent changes in credit standards due to the financial crisis of 2008 and the COVID-19 pandemic, FHA-World.com stays up-to-date with the guidelines set by major banks to help borrowers meet the necessary qualifications. They also offer assistance to first-time home buyers, allowing sellers to pay up to 6% of the closing costs, reducing the amount of money required upfront. Whether it's a purchase, refinance, FHA 203k loan, or cash-out, FHA-World.com is committed to providing personalized service and helping individuals and families achieve their homeownership dreams.

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