Creative Financial

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Fulton Financial Advisors is an investment management firm that offers a range of financial products, as well as trust and retirement services. The firm maintains operations in Pennsylvania, Maryland, Delaware, New Jersey and Virginia. It specializes in the areas of administration, private banking, insurance, and estate and tax planning. Fulton Financial Advisors provides brokerage services related to fixed and variable annuities, as well as money market, fixed-income and equity mutual funds. Through its affiliate, Fulton Insurance Services Group, the company offers term, life, long-term care and disability insurance programs. Fulton Financial Advisors also provides bond issue, stock transfer, and charitable and endowment services. In addition, the company offers wealth management services through its Clermont Wealth Strategies division. Fulton Financial Advisors is an affiliate of Fulton Financial Corporation.

Morgan Stanley, founded in 1935, is one of the leading financial institutions in the world. Located in Hayward, Calif., it offers a variety of financial products and services to clients, such as insurance plans, account deposits, investment management, portfolio maintenance and asset allocation services. The services provided by the institution also include debt and equity offerings, securities trading and asset management. In addition, the institution offers networking opportunities and business training services. It also provides a variety of financial tools to customers. The institution undertakes research programs for various financial markets. It has a network of more than 8,000 financial advisors in nearly 500 offices throughout the United States.