Chase Home Lending

Richard proudly serves clients in the Ramsey, NJ area. Richard has 22 years of experience as a Senior Home Lending Advisor and specializes in preapproval, lending to self-employed clients, fixed-rate mortgages, vacation home financing, condo and co-op lending, and first-time homebuyer programs. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Richard is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Richard can help you get a clear picture of what might work best for you. Richard will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Richard wants to ensure that you have a positive home lending experience.

Steven proudly serves clients in the Jersey City, NJ area. Steven has 20 years of experience as a Senior Home Lending Advisor II CPC. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Steven is here to help you find a mortgage to fit your needs. Starting with a review of your finances, Steven can help you get a clear picture of what might work best for you. Steven will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Steven wants to ensure that you have a positive home lending experience.

Opulence Funding LLC DBA Opulence Home Equity is your trusted partner in the mortgage industry. We're more than just a lender; we're committed to excellence and superior service. With our dedication to building lasting relationships, we aim to be your mortgage company for life. At Opulence, we offer a comprehensive range of government and conventional loans. Backed by a team with over 15 years of thriving and growing experience in the mortgage industry, we deliver personalized mortgage solutions. Because a good lender doesn't disappear once the closing papers are signed.