Ruben Moreno at Rate (NMLS #306718)

We are dedicated to answering any of your mortgage questions and will guide our clients through the home loan process to ensure an efficient and personalized loan experience. NMLS: 1946990, Branch NMLS: 2465529

Coby Sherlock was born in New Orleans, Louisiana, and raised in Nashville, Tennessee. This southerner moved to Las Vegas in 2017 and currently serves as a mortgage lender at CrossCountry Mortgage helping families achieve the American dream of homeownership. Additionally, he is the owner of Living Large Las Vegas, a multi-media company, and serves as a board member for the Pinecrest Academy of Nevada Charter Schools.He has a deep passion for education and is a proud graduate and past student-body president at Middle Tennessee State University.As a new husband and father, Coby loves to spend his time off with his wife Jane, and two children, Leo John and Louie Jo. You can often find them at Disneyland, Dodger games, the golf course, eating out at restaurants, and traveling to new cities.Coby loves to serve the community and his vision is to continue to contribute to local government, service organizations, and community outreach programs to further provide the opportunity for others to reach their goals and dreams. NMLS: 1868395, Branch NMLS: 2465529

Ive lived in Mesquite, Nevada, since 1995. I love the beauty of Southern Nevada and Utah and everything these areas offer breathtaking and inspiring! Thats what makes my job so special: The opportunity to meet new people and help them make these incredible communities their homes. For over three decades, my business has been built on treating my clients with the same treatment that I would expect if I was getting a loan myself. This is especially important since I live in a small town and often run into current and past clients, so you know I take these relationships very seriously. Whether youre financing your first home or next adventure, I want to earn your trust, support, and friendship.When you work with me, Ill give 110% to whats most important to you. Im committed to providing high-quality service that continues even after closing. Ill listen to your goals, offer options to achieve them, walk you through the process, and provide education about every aspect of home financing. Most importantly, well do everything together.A little about me: Ive been married since 1990 with three wonderful children, nine grandchildren, and two furry children. Family is my greatest reward! I enjoy running marathons, golfing, and hiking Rim 2 Rim with the Grand Canyon on my bucket list. I also love giving back to my community, retiring from Mesquites City Fire Department after 24 years as a part-time reserve EMT and serving as Vice President of my HOA today. NMLS: 368394, Branch NMLS: 858979