Desiree L Smith - US Bank

No matter where you are in the home buying process, I can help. As a mortgage loan officer right here in Bozeman, I work with you to help you find the right mortgage for your unique situation. You probably have lots of questions. How much house can I really afford? Which type of mortgage best fits my needs? I can help you answer questions like that and I've worked with lots of people in and around Bozeman with home financing needs similar to yours. I'm proud to work for a reputable bank like U.S. Bank, and you can trust me to do what's right for you. So give me a call at 406.522.3293.

NMLS: #523491. As a home loan advisor for the Gallatin Valley and the entire state of Montana, I specialize in real estate loans, educating borrowers, and advocating for Stockman Bank at community events. I have been in the banking industry since 2000. I joined the bank team in 2003 and I began my real estate lending career in 2006. It is important to find a lender who you can trust and will walk you through the process from beginning to end. As a self-described “home loan ninja,” I hunt down the optimal loan for each unique borrower. To minimize the complexity of the loan process, I educate every borrower so they feel confident in making one of the biggest financial decisions of their lives. I specialize in every loan program offered by Stockman Bank for both purchases and refinances. These include Conventional, FHA, VA, Rural Development and Jumbo loans. I am passionate about helping borrowers get into the home of their dreams. It’s a wonderful feeling to facilitate the process from beginning to end and become a trusted home loan advisor for life.

NMLS #1400287. As your trusted Bozeman real estate mortgage lender, I provide custom loan solutions for those looking to build a legacy of wealth through real estate. I specialize in Conventional loans, Jumbo loans, Down Payment Assistance Programs, VA loans for veterans, FHA loans, and USDA Rural Development loans. I am a Certified Divorce Lending Professional and work with divorcing individuals and couples identify financing solutions during a divorce. I have mortgage options for condos, townhouses, duplexes, second homes, vacation homes, luxury properties, and more. My goal is to provide a personalized experience of superb customer service, whether buying, refinancing, or obtaining a home equity loan. I help you understand how much you can afford, and have low down payment options to help you achieve your dreams of homeownership. It is my pleasure to guide you through the process of obtaining a mortgage with confidence in what could be the biggest financial decision of your life. Service and communication are essential parts of my approach to your next home loan. With Stockman Bank, you are backed by a bank truly invested in our community, right here in Montana.