Zulima Lugo Knapp - American Family Insurance

I have been an insurance agent since 1989 and we purchased this Allstate agency in Saint Joseph on February 1, 2016. We love Saint Joseph because it is a great city with many benefits but has a small, rural community feel with very friendly and kind people. My wife and I have 7 children and 13 grandchildren. Family is very important to us. We are proud to be involved in our community. Our agency has partnered with Pivotal Point Transitional Housing and plans to expand our outreach with local non-profit organizations.

Gertsema Wealth Advisors is a team of financial advisors based in St. Joseph, Missouri, dedicated to helping individuals and families achieve their financial goals. With a focus on financial planning, retirement planning, investment management, estate planning, and tax planning, they provide expert advice and guidance to empower clients in making informed decisions about their finances. Their personalized approach and commitment to client satisfaction have earned them the trust and recommendation of their clients. As a trusted coach, accountability partner, and advocate, Gertsema Wealth Advisors helps clients define their vision of true wealth and develop a plan to pursue it. Their team of financial advisors designs comprehensive financial plans, guides clients through the retirement planning process, assists in creating tax-efficient estate plans, and offers proactive tax planning strategies. With a commitment to helping clients maintain their financial success, Gertsema Wealth Advisors is dedicated to providing the guidance and support needed to achieve true financial freedom.Generated from the website

We're a locally owned and operated agency in St. Joseph, Missouri who deliver comprehensive insurance and risk management solutions to individuals, families, and businesses. We've served Northwest Missouri and Northeast Kansas for more than 10 years and we're dedicated to giving each client the best value and best insurance experience possible. As a full-service agency, we provide risk and claims management, plus broad and flexible products. We also provide education, which helps clients make the best investments and maximize the value of their investments. Our belief is that insurance is ongoing, not "one and done," so we establish and nurture long-term relationships with our clients. Once client policies are active, they're monitored closely and changed accordingly so that they remain effective and affordable.