Victor Zarrilli As Mortgage Trustee

UMB offers competitive interest rates on a wide selection of home mortgage loans, including conventional loans, jumbo loans and even specialty loans to support our agricultural customers and military veterans. Whether you want a fixed or adjustable-rate mortgage, we have a home loan for you. Fixed-rate Mortgage With a fixed-rate mortgage, your loan terms will include an interest rate that remains static for the duration of the loan. There are also special purchase programs for low-to-moderate income borrowers that allow for down payments as low as 3 percent. Adjustable-rate Mortgage Adjustable-rate mortgages are a type of loan with an interest rate that can fluctuate and change based on the current market and indexed rates. Specialty Loans First-Time Homebuyer Program UMB offers a program to assist qualifying first-time home buyers achieve their dreams of homeownership. We offer assistance on mortgages allowing you to borrow up to 100% of the purchase price of your home. Professional Loans Professional mortgage loans allow for financial flexibility and are tailored to licensed doctorate professionals, including attorneys, dentists, pharmacists, doctors and optometrists. Traditional Mortgage Loans Conventional Conventional loans are the most common mortgage financing requested. UMB's conventional mortgage loans are available through two government sponsored enterprises-Fannie Mae and Freddie Mac. Federal Housing Administration (FHA) Loans Federal Housing Administration (FHA) loans are guaranteed by the federal government and offer options for those who do not have the assets to meet the conventional mortgage loan down payment requirements. Jumbo Loans A jumbo mortgage loan has a loan amount that exceeds conventional loan parameters and is designed to accommodate higher-value homes. United States Department of Agriculture (USDA) Loans The Rural Housing Service (RHS) is an administrative division within the U.S. Department of Agriculture (USDA) that manages loan programs focusing on rural housing for lenders to offer to their communities. Veterans Affairs (VA) Loans VA loans are mortgage loans guaranteed by the Department of Veterans Affairs (VA).

1st American Mortgage is a reputable mortgage company based in St. Louis, MO, specializing in providing a range of mortgage services to clients. With a focus on customer satisfaction and competitive rates, the company aims to assist individuals and families in achieving their homeownership goals through personalized financial solutions. Generated from their business information

History: When we opened for business in 2001, Paramount Residential Mortgage Group Inc. had only 3 employees in a small office in Southern California. A little over a decade later, we have branches and operation centers strategically located across the nation with well over 1000 employees and enjoy being among the top 23 largest independently held mortgage Lending companies in the nation! Our annual volume exceeds 5 billion and we enjoy being an Agency direct seller/servicer as well a GNMA issuer. We feel that our successful growth is the direct result of our focus on teamwork and a commitment to service. We do not take our success for granted and we try our best to deliver on every transaction, we put out a very competitive product line and price and try to create exceptional experiences... every person, every time! Our vision is to be partners with the origination team in producing a high-quality product by maintaining a spirit of cooperation, appreciation, and understanding. To act in a fair and timely manner while exceeding customer expectations without jeopardizing the integrity of our company. PRMG Inc. NMLS #75243 | PRMG is licensed to lend in 48 states and the District of Columbia. PRMG is an EOE/AA M/F/D/V Employer. | PRMG License and other state-specific disclosures - http://www.prmg.net/licenses/ | Equal Housing Opportunity | NMLS Consumer site: https://www.nmlsconsumeraccess.org/ ------------- About PRMG Cares: PRMG first opened its'? doors on September 1, 2001. Followed closely by the events of September 11th, PRMG embraced and fostered a spirit of courage and tradition of giving back through PRMG Cares. PRMG Cares was designed to give back to communities and special charities in need across the nation. Past charities PRMG Cares has contributed toward including the Wounded Warrior Project, the American Heart Association, and the PRMG General Fund. The 2018 Designated Charity is Giving Back to the PRMG Family. Largely inspired by several PRMG Family members enduring unimaginable life-threatening hardships, PRMG Cares decided to promote the well-being of the PRMG Family, providing them the necessary support to get them through these difficult times. For more information on PRMG Cares, 501 (C)3 Non-Profit Foundation, please visit us at https://www.prmgcares.org/ *All loans subject to underwriter approval. terms and conditions apply, subject to change without notice.