Lauren Wittig - Luminate Home Loans

Flat Branch Home Loans is dedicated to helping you purchase your dream home with top notch support, cutting-edge technology, and unmatched customer service. With local lenders in your neighborhood, a multitude of loan programs, and a seamless homebuying experience, our team is ready to help you achieve your dream of homeownership. Let's get you home.

Choose Guild for who we are. Our loan officers bring honesty and expertise to each relationship. We sort through the complexity. We mind the details. We take our responsibility seriously because it matters to people's futures. We're here to guide you through the biggest transactions of your life. And we're here to serve you long after the loan closes. We operate to earn your business for life, to help you nurture the investment that serves as the setting for many of life's moments - big and small.

American Pacific Mortgage Corporation NMLS #1850: Licensed By the Department of Business Oversight under the California Residential Mortgage Act. Equal Housing Opportunity. Our vision is to set the industry standard for delivering home ownership in America, with over 170 branch offices to serve you. We have a proven track record of doing what we do best: getting results. We have helped countless homeowners obtain the funding they need. Our top priority is to help you make an informed decision by presenting all available options. We offer exceptional customer service, superior loan processing times, competitive mortgage rates, extensive mortgage product offerings, and an unwavering commitment to get you to the finish line.