Flat Branch Bank

Pony Express Bank in Braymer prides itself on providing personalized service to each customer, emphasizing a human-centered approach over treating individuals as mere numbers. With a commitment to individualized attention, Pony Express Bank ensures that every person who walks through their doors receives the respect and care they deserve, setting them apart from traditional banking institutions. Generated from their website's infomation

Bank 21 provides personal and business banking products and services. It provides personal checking accounts, including free, basic, free automatic payroll, regular, interest, Bank 21 prime and money market accounts. It also provides business checking accounts, such as small business, commercial and business money market accounts. Its savings products include statement savings, young savers, Christmas club and business savings accounts. The bank also provides certificates of deposit, individual retirement accounts, telephone and Internet banking, ATM facilities and overdraft priveledge. Bank 21 also provides Merchant Card services, image statements, direct deposit, direct debit, federal withholding tax depository, night depository, bank by mail, stop payment orders, travelers checks and wire transfer services. It also provides cashier checks, money orders, notary services, credit card cash advances, gift collectible coin sets, corporate ACH origination and accidental death and dismemberment insurance. Bank 21 has offices in Carrollton, Marshall and Sedalia, Mo.

Chillicothe State Bank and State Bank of Missouri are members of the CS Bancshares, Inc., Holding Company family. Because CS Bancshares is an independently-owned holding company, we pass along a rich tradition of community banking and values to our banks. Our banks serve communities throughout the north-central Missouri area, including Alma, Chillicothe, Concordia, and Grain Valley. We all value our independence, and have a common goal that we share: Our mission is to be the leading financial services organization in the communities we serve by providing quality financial products and excellent customer service.