First State Community Bank

Chester Bancorp was formed in March, 1996, acquiring the outstanding common stock of Chester Savings Bank, F.S.B. upon the conversion of Chester Savings Bank from a mutual savings bank to two national banks, Chester National Bank and Chester National Bank of Missouri. Chester National Bank is located south of St. Louis, Mo., on the Mississippi River with its main office in Chester, Ill., "The Home of Popeye". Originally organized in 1919, Chester National Bank conducts business from the main office with two full-service offices at Chester, and a full-service office in Sparta and Red Bud, Ill. Chester National Bank of Missouri is located in Perryville, Mo. Chester National Bank of Missouri was formed in 1996 and conducts business from the main office located in Perry County, Mo.