First State Bank - St. Charles

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1501 S Old Highway 94
Saint Charles, MO 63303

First State Bank of St. Charles, located in Saint Charles, MO, is a community-focused financial institution that offers a wide range of personal and business banking services, including checking and savings accounts, loans, and investment options. The bank is FDIC insured and is dedicated to supporting the local community through its various financial products and services.

With a commitment to customer service, First State Bank provides digital banking solutions, credit card options, and specialized accounts such as health savings and dementia-friendly banking. The bank emphasizes the importance of local banking, highlighting that customer deposits can create positive change within the community.

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2.56 reviews
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Jenny R.
2/2/2022

We have banked with First State Bank for our business and personally for the past 4 years. Always great customer service.

Edward L.
2/18/2025

Errors in crediting my two mortgage payments and absolutely refuses to take accountability for their gross incompetency based upon my opinion.

T W.
9/19/2024

This bank is a joke, do NOT use them for your mortgage lender. they will cheat you, they have no clue what they are doing. they collect the wrong amount of escrow. they send your statement for the...

Mike G.
11/16/2023

FYI, tried to cancel a check that was lost in the mail. The bank charges $30 to stop payment on a check. Seem a little high?

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John R.
11/22/2012

Fred Elkins! that's all i have to say. if you want to refi and needs some support and guidance with how to proceed, and want a hassle-free experience, he's your man!

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UMB Bank

The St. Charles branch is located in St. Charles, Mo. just off Interstate 70 near the corner of Regency Parkway and Zumbehl Road. Whether you like to do your banking in-person, or if you prefer the convenience of an ATM, we have you covered at our St. Charles location. When you arrive at this St. Charles, Mo. branch, you'll meet our team of dedicated associates who are ready to help you achieve your financial goals. They can help with a variety of financial products and services such as checking and savings accounts, credit cards, home and auto loans, private wealth management, financial planning and retirement accounts, among many others. In addition to personal banking services, our UMB associates can also assist with small business and commercial banking services. UMB consistently gives back to the local St. Charles, Mo. community through associate volunteerism, corporate and individual giving, and through financial services that support the St. Charles, Mo. local economy. We are proud to be a strong partner to St. Charles, Mo. businesses, organizations, and individuals. We invest our time, resources, and talent to St. Charles, Mo. organizations and issues that help improve our community for the long-term. We value our community relationships and encourage our associates to make a difference in the St. Charles, Mo. area. Our St. Charles, Mo. team is experienced and genuinely want to see you succeed. We're focused on creating positive experiences for our St. Charles, Mo. customers because, at UMB, you're not just a number. We take the time to get to know you, your goals and your values so we can be a partner throughout your financial journey.
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