First State Bank

First State Bank of St. Charles is an independent, locally owned community bank serving St. Charles County, Mo. The bank operates two branch locations in St. Charles, Mo., as well as branches in O Fallon and Lake Saint Charles, Mo. The bank offers a variety of personal and business banking solutions, such as checking and savings accounts, money market accounts, certificates of deposit and online banking, as well as lending services, including home mortgages and consumer loans. It also offers investment services through Invest Financial Corporation, such as retirement planning, annuities, mutual funds, stocks, estate planning, college funding and life insurance.