Dave Eads

Preferred Rate is the trusted, local APM division that caters to the specific needs of your community. Preferred Rate's mission is to create experiences that matter while serving your home financing needs. Whether you are buying your first home, a new investment property or building your dream home. Preferred Rate will empower you with confidence, knowledge and solid expertise from loan application through closing.

Established in 2000 as a local, independent bank, we may be the youngest in the game, but that doesn't mean we're not the coolest. Forget what you've heard about older and bigger banks – we're rewriting the rules of the financial game with our fresh perspective and innovative approach. Operating six convenient locations, a mortgage division, Franklin Mortgage, and our investment management subsidiary, Missouri Valley Wealth Management, we've got everything you, your family, and your business need to stay financially covered. Our employees are local to help us keep our finger on the pulse of our communities that span over Franklin, Warren, St. Charles, and St. Louis Counties.