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UMB offers competitive interest rates on a wide selection of home mortgage loans, including conventional loans, jumbo loans and even specialty loans to support our agricultural customers and military veterans. Whether you want a fixed or adjustable-rate mortgage, we have a home loan for you. Fixed-rate Mortgage With a fixed-rate mortgage, your loan terms will include an interest rate that remains static for the duration of the loan. There are also special purchase programs for low-to-moderate income borrowers that allow for down payments as low as 3 percent. Adjustable-rate Mortgage Adjustable-rate mortgages are a type of loan with an interest rate that can fluctuate and change based on the current market and indexed rates. Specialty Loans First-Time Homebuyer Program UMB offers a program to assist qualifying first-time home buyers achieve their dreams of homeownership. We offer assistance on mortgages allowing you to borrow up to 100% of the purchase price of your home. Professional Loans Professional mortgage loans allow for financial flexibility and are tailored to licensed doctorate professionals, including attorneys, dentists, pharmacists, doctors and optometrists. Traditional Mortgage Loans Conventional Conventional loans are the most common mortgage financing requested. UMB's conventional mortgage loans are available through two government sponsored enterprises-Fannie Mae and Freddie Mac. Federal Housing Administration (FHA) Loans Federal Housing Administration (FHA) loans are guaranteed by the federal government and offer options for those who do not have the assets to meet the conventional mortgage loan down payment requirements. Jumbo Loans A jumbo mortgage loan has a loan amount that exceeds conventional loan parameters and is designed to accommodate higher-value homes. United States Department of Agriculture (USDA) Loans The Rural Housing Service (RHS) is an administrative division within the U.S. Department of Agriculture (USDA) that manages loan programs focusing on rural housing for lenders to offer to their communities. Veterans Affairs (VA) Loans VA loans are mortgage loans guaranteed by the Department of Veterans Affairs (VA).

The Mitchell branch is located in Saint Joseph, Mo. just west of Highway 169. At the corner of South 36th Street and Mitchell Avenue, this UMB branch can help you with your needed banking services. Whether you just need to make a quick deposit or you are seeking advice on your current financial situation, let our associates help you today. Our associates at the Saint Joseph, Mo. branch are knowledgeable about personal and business banking services and focus on providing the unparalleled customer experience for all visitors. Stop by today and talk with an associate about checking and savings accounts, credit cards, home and auto loans, private wealth management, financial planning and retirement accounts, or any other financial need you might have. Our Mitchell branch also provides financial support for small and midsized businesses, so you and your business can keep moving forward. UMB consistently gives back to the local Saint Joseph, Mo. community through associate volunteerism, corporate and individual giving, and through financial services that support the Saint Joseph, Mo. economy. We are proud to be a strong partner to Saint Joseph, Mo. businesses, organizations, and individuals. We invest our time, resources, and talent to Saint Joseph, Mo. organizations and issues that help improve our community for the long-term. We value our community relationships and encourage our associates to make a difference in the Saint Joseph, Mo. area. Our Saint Joseph, Mo. team is experienced and genuinely want to see you succeed. We're focused on creating positive experiences for our Saint Joseph, Mo. customers because, at UMB, you're not just a number. We take the time to get to know you, your goals and your values so we can be a partner throughout your financial journey.

Flagstar Bank in Saint Joseph, MO is a financial institution that offers a range of banking services to individuals and businesses in the local community. With a focus on providing personalized solutions, Flagstar Bank aims to help customers manage their finances and achieve their financial goals. Generated from their business information