Mississippi Land Bank

In operation for more than 80 years, Mississippi Land Bank is a cooperatively owned and locally operated institution that offers a variety of financing solutions for farms and recreational properties. It provides loans for purchasing irrigation equipment, real estate improvements, and country home, pond and agribusiness facility constructions. The bank offers monthly, quarterly, semiannual and annual payment options. Mississippi Land Bank also provides appraisal services for land division, estate planning and settlement, and property buying and selling. It offers leasing services for vehicles, farm equipment and timber harvesting machinery. The bank additionally provides mortgage life and disability insurance services. Mississippi Land Bank operates offices throughout Mississippi.

Southern Bancorp is America's leader in rural development banking. Since its formation in 1986, Southern has originated over $2 billion in development loans-primarily to individuals and organizations in the poorest areas of the United States.

Planters Bank & Trust Company opened its doors for business in 1920 in Ruleville, Miss. In July 1920, the bank had total assets of $268,000. As of June 2004, that figure had grown to $422 million. The bank is now headquartered in Indianola, Miss. It features checking and investment accounts, online services and mortgage solutions. The bank also offers several other services, such as wire transfers, student loans, travelers and cashier s checks, direct deposit, ATM services, U.S. savings bonds and safe deposit boxes.