The Credit Department

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413 Wacouta St
Saint Paul, MN 55101

The Credit Department (TCD) is a Saint Paul, MN-based company specializing in Accounts Receivable (AR) automation and management solutions, leveraging over 30 years of experience to optimize cash flow for businesses across more than 100 industries. Their proprietary software, SMART, integrates seamlessly with various ERP systems and payment portals, providing real-time data and advanced analytics to enhance decision-making and efficiency in the order-to-cash process.

With a focus on tailored AR solutions, TCD offers expert guidance and continuous optimization to help companies improve their Days Sales Outstanding (DSO) by up to 50% and increase cash flow significantly. Their managed AR services include proactive risk management and regular audits, ensuring that businesses can effectively navigate the complexities of trade receivables while maximizing financial performance.

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