J V Associates Ltd

Financial Concepts is a subsidiary of National Financial Partners. Established in 1998, National Financial Partners is a leading independent distributor of financial services to high net worth individuals and growing entrepreneurial companies. NFP operates a national distribution network of more than 1,800 producers in nearly 45 states and Puerto Rico consisting of 160 owned firms and 210 affiliated third-party distributors specializing in life insurance and wealth transfer, corporate and executive benefits and fee-based financial planning. A publicly traded company since 2003, NFP continues to grow through acquisitions and by helping its existing firms become more successful by combining the benefits of entrepreneurial independence with the resources of a national organization. Firms within the company s network engage in one or more of three primary lines of business, which include life insurance and estate planning, corporate and executive benefits, and financial planning and investment advisory services. Financial Concepts maintains a location in Minneapolis.

Northshore Advisors, based in Edina, Minn., is an investment management firm that serves public companies, non-profit organizations, corporations, and financial institutions nationwide. The firm oversees a portfolio exceeding 350 million dollars and offers consultations for those seeking financial guidance. Generated from their available business information

As an independent financial services firm, our priority at Black Financial Services is to serve you and assist in financial planning for you as an individual or business. We focus on helping retirees and pre-retirees work towards building a more comfortable nest egg and pursue long-term financial goals. Financial planning is our passion. We listen first, getting to know you and your specific situation and providing objective advice to benefit you. You deserve a proactive partner in your financial planning journey.