First National Bank North

Founded in 1918, Pine River State Bank is a full-service bank that offers personal and commercial banking services. It provides a variety of deposit accounts that range from economy checking with no minimum balance and no monthly maintenance fee to programs like Elite Club accounts, which offer members special benefits and interest. The bank offers personal loans to buy new and pre-owned vehicles, boats and snowmobiles, and to pay for college expenses, medical bills, vacations and car repairs. It also offers commercial, real estate and Small Business Administration loans. The bank s other products and services include Internet banking, debit cards, ATMs and direct deposit services. Its online banking services enable customers to check account balances, view current statements, download account information, transfer money between accounts, make loan and ready reserve payments and order checks. Pine River State Bank has locations in Pine River, Pillager, Emily, Breezy Point and Nowthen, Minn.

Established on June 2, 1903, First National Bank of Bagley is one of the oldest established banks in Clearwater County. It offers regular checking, club checking, commercial checking and interest checking services. The bank provides saving accounts, health savings accounts (HSA), regular passbooks, money market advantage, tiered rates and limited check writing, U.S. savings bonds, individual retirement accounts (traditional, roth and education) and certificates of deposits (CDs). First National Bank of Bagley provides real estate mortgages for home equity, residential, commercial and agricultural purposes; commercial loans for equipment, furniture fixture, inventory, farm equipment, livestock, operating, logging equipment and small business administration; and consumer loans for auto, recreational, personal, home improvement and ready reserve. The bank additionally offers convenience services like night depository, wire transfers, direct deposit, safe deposit boxes and overdraft protection.

RiverWood Bank is a financial institution that provides a variety of personal and business banking products and services. The company s personal banking products include free and interest-bearing checking accounts, savings accounts, home equity loans and lines of credit, mortgages and loans for home improvement, automobiles, debt consolidation, personal use and education. Its business banking products include checking and savings accounts and a variety of loans.