F & M Community Bank

Merchants Bank offers a complete line of commercial, personal and mortgage banking solutions to fit your personalized needs.

First Southeast Bank, located in Harmony, MN, offers a comprehensive range of personal and agricultural banking services designed to meet the diverse financial needs of its customers. With options including checking and savings accounts, loans, and online banking services, the bank emphasizes quality service with a personal touch. In addition to personal banking, First Southeast Bank specializes in ag business banking, providing tailored financial solutions such as operating lines of credit and agricultural loans. Their commitment to customer service is evident in their various resources aimed at facilitating financial management and planning. Generated from the website

We have been providing the finest in personalized banking service to southeastern Minnesota since 1856, and are recognized as being the oldest bank in our state, and a leader in community banking. We are proud to be located in Chatfield, a community of 2, 512 people, in the heart of the Chosen Valley . Our 14 employees have over 258 years of combined experience and are excited to share their progressive financial expertise with you, via our website, or in person. Whether you are new to our bank, or are an existing customer, we invite you to experience the hometown feeling you get by doing business with a bank that truly is Your Community Bank for Generations Our institution has elected to participate in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. ( The definition of non-interest bearing transaction accounts includes accounts that do not earn interest and low-interest NOW accounts with interest rates less than.25%. ) Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. Checking accounts paying interest of more than.25% are not guaranteed by the FDIC above normal FDIC insurance limits.