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Exodus Lending is a nonprofit organization based in Saint Paul, MN, dedicated to helping Minnesota families escape the cycle of predatory loan debt. Through their innovative predatory loan refinancing program, they provide financial stability by enrolling and supporting qualified participants, offering up to $1,500 at 0% interest. With a mission to end the payday lending cycle in Minnesota, Exodus Lending has successfully saved participants over $2 million and refinanced $636,907 in loans, empowering individuals to achieve long-term financial freedom. By addressing the predatory and toxic impact of payday loans on communities, Exodus Lending aims to break the chains of debt that hinder individual financial well-being. With an average APR of 310% on predatory loans, their program significantly reduces this burden to 0% APR, allowing participants to pay off their loans over a 12-month period. Through financial counseling and support, Exodus Lending not only provides immediate relief but also helps individuals meet their savings goals, creating a brighter and more hopeful future for those affected by payday loan debt.Generated from the website

NeighborWorks Home Partners is a non-profit organization based in Saint Paul, MN, dedicated to empowering individuals and communities by assisting them in buying, fixing, and keeping their homes. They offer a range of services including homebuyer education, purchase mortgages, down payment assistance, home improvement loans, financial guidance, and refinancing options. With a mission to make homeownership achievable for everyone, NeighborWorks Home Partners has made a real impact in the community by providing support and resources to individuals and families on their journey to homeownership. As part of the NeighborWorks America network, they collaborate with various organizations and community partners to fulfill their mission and create positive change in the housing sector.Generated from the website

Dayton's Bluff Neighborhood Housing Services, established in 1980, is a nonprofit organization dedicated to enhancing housing and quality of life for residents in the Dayton's Bluff neighborhood of Saint Paul, MN. Through partnerships with residents, government, and financial institutions, DBNHS has facilitated the creation of over 2,400 affordable housing units, encompassing both ownership and rental options. With a focus on rehabilitation, new construction, and assisted purchase programs, DBNHS has invested over $159 million in providing accessible housing solutions for the community. Additionally, the organization offers services such as the Minnesota Housing Fix Up Loan and collaborates with local non-profit organizations to offer affordable housing options throughout the Twin Cities area.Generated from the website