University Financial Associates

University Financial Associates (UFA), based in Ann Arbor, MI, is dedicated to enhancing consumer lending safety through innovative research that examines the connection between loan performance and local economic conditions. The company develops and licenses proprietary models and software tools that accurately forecast loan and portfolio profitability, with a focus on the impact of regional and national economic changes.

Committed to serving as an independent source of lending and economic analysis, UFA emphasizes the importance of responsible lending practices for economic stability and prosperity. The organization values the integrity of its research and client relationships while actively contributing to discussions on regional and national economies.

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