Ufanet

University Financial Associates (UFA) is a leading provider of innovative solutions for credit risk assessment, specializing in location-based risk evaluation through their proprietary LocationScores. These scores, which assess risk at the zipcode level, represent a significant advancement in loan evaluations, focusing on factors such as defaults, prepayments, and loan value.

UFA is committed to enhancing the safety of consumer lending by conducting in-depth research on the interplay between loan performance and local economic conditions. The company prides itself on its integrity and dedication to providing valuable independent analysis while promoting responsible lending practices that contribute to economic stability and prosperity.

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