U First-Independent Agent

Corey Phelps is your Traverse City local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Corey is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Corey at (231) 360-7283 for more information!

State Savings Bank is a full-service community bank serving the financial needs of residents in northwest Michigan for over 125 years. With banking offices in multiple locations, including Traverse City, Beulah, and Frankfort, the bank offers a wide range of services such as checking and savings accounts, loans, and business cash management. Dedicated to providing personalized service, State Savings Bank prides itself on being a good neighbor, ensuring that customers receive individual attention from employees who live and work in the community. The bank's commitment to customer care is reflected in its various programs and services designed to support both personal and commercial financial needs. Generated from the website

HistoryWe opened our doors in Traverse City in August of 2016 as a small group of frustrated lenders from various other local financial institutions - our goal: make the home buying & financing process easy, fun, and easy.SpecialtiesWe are a local direct non-bank mortgage lender and servicer. We offer Conventional, FHA, VA, USDA/RD, and Portfolio loans with options for borrowers of all types.