Thom Cereske: Allstate Insurance

As a Personal Financial Representative in Bay City, I know many local families. My knowledge and understanding of the people in this community help me provide customers with an outstanding level of service...

YOU’RE ONE STEP CLOSER TO BUYING A HOME CALL JAMES LAWLER TODAY IN LANSING, MI If you’re ready to buy a home, the most important step is choosing an experienced loan officer. James Lawler has nearly a decade of experience guiding individuals and families through the process of buying a home in L...

We’re a family-owned, independent firm based in Clarkston, Michigan. We don’t sell products—we build plans, tailored to your life, your goals, and your future. Since 1998, our team handles investment management, retirement income planning, and tax-efficient strategies for individuals, families, and business owners. We don’t try to work with everyone—only those who value real partnerships over quick transactions. Our clients want clarity, not jargon. They want confidence, not confusion. And they want to work with someone who shows up for them—not just once, but for the long haul. Since 1998, I’ve met with thousands of clients across Michigan—helping them roll over 401(k)s, create retirement income strategies, convert to Roth IRAs, and navigate everything from business transitions to college funding and estate planning. I’ve been fortunate to be featured on Channel 12 News for my financial planning insights, and I currently serve as branch manager for both Brass Ring and ELGA Wealth Management. When I’m not doing that, you’ll find me on the soccer field, the rugby pitch, or occasionally skydiving, golfing, or swimming with sharks—because life’s too short to sit on the sidelines. I bring that same energy to every client relationship: all in, all heart, and always moving forward. If you're looking for a financial partner who listens, cares, and delivers, let’s talk. Reach for the Brass Ring—and let’s build something great together.