The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides a convenient solution for accessing cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, users can easily find an ATM nearby to make withdrawals, deposits, and PIN changes.

Designed for both local and traveling Canadian EXCHANGE cardholders, the network allows seamless access to funds through the Allpoint Network or Accel Debit Payments Network while in the U.S. The Exchange Network also offers a downloadable app for smartphones, iPads, and Apple Watches to enhance user experience.

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