The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides a convenient solution for accessing cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, users can easily find an ATM nearby and enjoy seamless transactions including withdrawals, deposits, and PIN changes. Designed for both local users and Canadian travelers, The Exchange Network allows cardholders to utilize their debit cards through the Allpoint Network or Accel Debit Payments Network while in the United States. The network ensures that members can access their funds efficiently and without additional costs, enhancing their banking experience. Generated from the website

The Exchange Network, operated by Ficanex Services Limited Partnership, provides a vast network of surcharge-free ATMs, ensuring that users can easily access their cash without incurring additional fees. Cardholders can verify their membership by checking for The Exchange logo on their debit cards or by confirming if their financial institution is part of the network. For Canadian travelers visiting the U.S., The Exchange Network allows seamless access to funds through the Allpoint Network or Accel Debit Payments Network, making it convenient to withdraw cash while abroad. The network also offers an app for smartphones, iPads, and Apple Watches to help users locate nearby ATMs effortlessly. Generated from the website

Founded in 1895, ChoiceOne Bank operates more than 10 full-service offices in various counties in western Michigan. The bank offers insurance and investment products through its subsidiary, ChoiceOne Insurance Agencies and mortgage products through its subsidiary, ChoiceOne Mortgage Company of Michigan. It offers cash management, money market accounts, online banking and merchant bank card services. The bank s insurance company, ChoiceOne Insurance, offers a full line of life, health and disability insurance products. Maintaining a location in Kent City, Mich., ChoiceOne Bank is a subsidiary of ChoiceOne Financial Services, which is a bank holding company and headquartered in Sparta, Mich.