Team One Credit Union

ELGA Credit Union is a people oriented financial institution. ELGA Credit Union has 9 branches servicing Genesee, Lapeer, Saginaw, Shiawassee, Oakland & Livingston Counties for your convenience. We are a full service credit union and ELGA values a one on one personal relationship with each of our members. We offer services from auto loans to home improvement loans and from small business loans to commercial loans. Like many credit unions and banks we offer innovative products and services to meet your financial needs.

Chartered in June 1901, Exchange State Bank originally started as a private, family owned financial bank and later became a publicly traded independent institution. The full-service bank provides a wide range of personal and business banking products, such as individual checking, negotiable order of withdrawal (NOW) checking, investment accounts, statement savings, Certificates of Deposit (CDs), individual retirement accounts (IRAs) and health savings accounts (HSA). It also offers a variety of lending options, including mortgage, consumer, auto, personal, agricultural and business loans. The bank has total assets of approximately $108 million. Exchange State Bank is a member of the Federal Deposit Insurance Corporation (FDIC) and is an Equal Housing Lender.