Southern Michigan Bank & Trust

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(3)

51 W Pearl St
Coldwater, MI 49036
In 1871, nine Michigan men began organizing what is now known as Southern Michigan Bank & Trust, the bank through which Southern Michigan Bancorp operates. The bank was incorporated in 1872 and is headquartered in Coldwater, Mich., the Branch County seat. It offers personal and business banking services. Its personal services include free checking accounts, budget checking accounts, loans and mortgages. The bank s business services include checking accounts, savings accounts and loans. Michigan Bank & Trust was one of the first banks in Michigan to offer Internet banking and has nearly 12 locations and nearly 20 ATMs in Michigan.

Reviews

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2.53 reviews
Ann S.
4/14/2019

Best local bank with great customer service! I am always taken care of right away. They have an online chat that makes it convenient if I'm tired of being on the phone.

John C.
4/10/2025

This bank is not helpful at all! They do not take care of their properties properties that they own and they do not hold liability insurance on homes that they own!

Ernie W.
1/12/2024

If you want access to your money, this is not the bank for you. My ATM limit is set at $300 per day. I had to call the bank to request an increase. I was denied. I shouldn't have to beg for my own...

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