Michigan Property & Casualty

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39810 Grand River Ave Ste 120
Novi, MI 48375
+1 (248) 482-0381
https://mpcga.org

The Michigan Property and Casualty Guaranty Association (MPCGA) is an unincorporated association established by the Michigan Legislature to protect policyholders and claimants from financial losses due to the insolvency of property and casualty insurance companies. When a member insurer becomes insolvent, the MPCGA is responsible for paying certain obligations that fall within the definition of covered claims under the applicable statutes.

While the MPCGA does not handle claims related to life or disability insurance or annuity contracts, it plays a crucial role in assessing member companies to obtain funds for covered claims. The organization provides essential resources and information regarding insurance industry issues, ensuring that the public is informed about the implications of insurer insolvencies.

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