Exchange State Bank

The State Bank is a provider of personal and business banking products. The company s personal banking products include checking and savings accounts, certificates of deposit and individual retirement accounts. It also offers several personal loan products, including mortgages, home equity loans, personal loans and personal lines of credit. In addition, the bank provides trust and investment services, including living trusts, investment management, retirement services, brokerage services, estate planning and estate settlement. The company s business banking products include checking and savings accounts, merchant services and various loan products, including term loans, commercial mortgages, lines of credit, equipment authorizations, construction authorizations and loans for land development. The State Bank maintains locations in Fenton, Brighton and Grand Blanc, Mich. The company s main office is located in Fenton, Mich.

Chartered in June 1901, Exchange State Bank originally started as a private, family owned financial bank and later became a publicly traded independent institution. The full-service bank provides a wide range of personal and business banking products, such as individual checking, negotiable order of withdrawal (NOW) checking, investment accounts, statement savings, Certificates of Deposit (CDs), individual retirement accounts (IRAs) and health savings accounts (HSA). It also offers a variety of lending options, including mortgage, consumer, auto, personal, agricultural and business loans. The bank has total assets of approximately $108 million. Exchange State Bank is a member of the Federal Deposit Insurance Corporation (FDIC) and is an Equal Housing Lender.