Voting at MCCARTHY SCHOOL

HRMP is responsible for all underwriting and management functions associated with each of its reinsurance facilities: Health Reinsurance Management Facility In addition, HRMP manages group term life, group long term disability and group medical conversion programs and provides third-party administration services for carriers. HRMP employees' prior experience in the group insurance business enhances their ability to provide unique and extensive client workshops and training. They assist clients not only in developing new products, but also help develop variations on existing business. HRMP believes that successful clients distinguish themselves through the uniqueness of their product offerings and the quality of their service, rather than competing solely on price. HRMP looks for market niches where our unique strengths can assist reinsureds with their needs. The company's efforts have produced profitable results for its reinsurers and has helped many clients underwrite their portfolios on a profitable basis.